Financial inclusion is a hot issue because financial inclusion is one of a country's efforts to reduce inequality or improve people's welfare. The utilization of savings is only one of the indicators seen in increasing financial inclusion. Other indicators are mobile money accounts, digital...

This article reviews the state budget with a performance-based financial system in Indonesia, which previously implemented a balanced financial system. By using qualitative method and content analysis approach in understanding the theory and document of the financial system in Indonesia. This...

Indonesian Abstract: Revolusi Industri ke-4 ditandai dengan proses otomatisasi yang jauh lebih cepat dengan dukungan teknologi yang ada. Otomatisasi menjanjikan efisiensi dan kecepatan dalam proses bisnis. Hal ini membuat berbagai pelaku usaha cenderung mengefisienkan sumber daya manusianya guna...