The World Bank in 2014 reports only 36% of Indonesia's population has access to the formal financial institution. This number shows us the level of financial inclusion in Indonesia. There is still some task to do since Indonesian government has the goals 70% level of financial inclusion in 2019....

The government tries to increase financial inclusion by channeling various social assistance in non-cash, namely through bank accounts, but the results are still not encouraging. Penetration through the supply side, which is also an alternative, is to introduce the mechanism of banking products...

A high level of population inequality usually accompanies the high poverty rate. Indonesia has various ways to solve this problem. The government is always trying to continuously and simultaneously prepare and implement programs to solve these problems. The Indonesian Conditional Cash Transfer...

Presidential Regulation (Perpres) No. 82 of 2016 concerning the National Inclusive Financial Strategy established on September 1, 2016, is one of the Government's efforts to improve public access to financial services. A survey from several foreign survey institutions such as the World Bank...

The drop shipping transaction which a glance look like bai’ assalam, especially parallel salam, which is suspension transaction model that allowed in Islam. But, there is a little difference in the dropship (online store) does not accommodate for sell. Therefore, from that thing makes...

This study aims to look at the effects of shocks that occur in Indonesia using the Mundell-Fleming model. Analysis to see the effects of shocks using the vector autoregression (VAR) model. We chose the VAR model because of the complexity of the economic phenomenon that might occur in the open...

This study is intended to see the influence of the existence of the middle class in Indonesia, especially in influencing public consumption, economic growth and employment opportunities. Using 2009 Susenas data, estimation results show that the number of Indonesia's middle class in the 1999-2009...

Sejak tahun 1992, perbankan syariah telah beroperasi secara paralel dengan perbankan konvensional dalam menjalankan fungsi sebagai lembaga intermediari, baik dalam rangka pengumpulan dan penyaluran dana maupun kegiatan jasa perbankan lainnya. Dengan karakteristik produk dan jasa keuangan yang...

Keberadaan perbankan syariah yang beroperasi secara paralel dengan perbankan konvensional telah memberikan warna tersendiri terhadap perkembangan industri perbankan di dalam negeri. Berbagai produk dan jasa keuangan yang ditawarkan perbankan syariah dengan karakteristik yang berbeda dari...

This paper tries to analyze how the Covid-19 pandemic and economic conditions affect the demand for money and other payment instruments. By utilizing data/information in the period before the Covid-19 pandemic and during the outbreak of the Covid-19 pandemic, the analysis was carried out using a...