In a number of occasions during the bad times where financial markets are under pressure, Indonesia often suffers the most compared to neighbors or peer countries. It indicates that there is something fundamental as the driving factors and the depth of the Indonesian financial sector may be the...

This research aims to: (i) identify banking performance indicators that can potentially become the basis for risk-based deposit insurance premium in Indonesia, (ii) estimate risk-based deposit insurance rates for individual banks; and (iii) approximate the incurred costs of premium for...

This research aims to : (i) examine the need to merge sharia banks in an effort to encourage the improvement and performance of sharia banking in Indonesia; (ii) review policy options for merging sharia banks owned by state-owned banks to become a separate SOE bank with a merger or consolidation...

The World Bank in 2014 reports only 36% of Indonesia's population has access to the formal financial institution. This number shows us the level of financial inclusion in Indonesia. There is still some task to do since Indonesian government has the goals 70% level of financial inclusion in 2019....

The government tries to increase financial inclusion by channeling various social assistance in non-cash, namely through bank accounts, but the results are still not encouraging. Penetration through the supply side, which is also an alternative, is to introduce the mechanism of banking products...

A high level of population inequality usually accompanies the high poverty rate. Indonesia has various ways to solve this problem. The government is always trying to continuously and simultaneously prepare and implement programs to solve these problems. The Indonesian Conditional Cash Transfer...

Poverty reduction is the focus of the Government. On the other hand, President Joko Widodo hopes that Indonesia will become a developed country that is indicated by high per capita income. To accept this challenge, building an inclusive development program that includes all components of the...

Presidential Regulation (Perpres) No. 82 of 2016 concerning the National Inclusive Financial Strategy established on September 1, 2016, is one of the Government's efforts to improve public access to financial services. A survey from several foreign survey institutions such as the World Bank...

Financial inclusion is a hot issue because financial inclusion is one of a country's efforts to reduce inequality or improve people's welfare. The utilization of savings is only one of the indicators seen in increasing financial inclusion. Other indicators are mobile money accounts, digital...

This article is aimed to oversee the development of Islamic banking in Indonesia mainly on its financial performance. The financial performance of the Islamic banking is observed in accordance to its blue print in order to evaluate its development and contribution to country development as part...