This paper aims to describe the various constituents in financial innovation through a review of the financial innovation literature. Therefore, the approach used in this paper refers to a typical approach to the financial innovation literature that focuses on: (i) conception of financial...

This paper aims to examine the main points of the emergence of controversies regarding digital currencies. By using secondary data and qualitative-descriptive analysis, it was found that digital currency cannot replace the function of money as a medium of exchange, a store of value, and a unit...

This paper adopts model of MCM Spidergram: Macro Financial Environment Tool (Ms Muffet) developed by the IMF as an analytical tool for assessment of risks and macro-financial conditions which affect Indonesian financial system stability. This model comprises 68 indicators merged into 6 composite...

This article will describe the transformation of higher education which is undergoing an expanded mission to include economic and social development as well as competence, cultural reproduction, and research and the shift from the individual to the organizational focus. In this case, the triple...

This paper aims to examine the pattern of diversification of exports of Indonesian manufacturing industry products in the period 2003 - 2012. Using the Herfindahl-Hirschman index (HHI), the results show that: (i) the level of diversification of Indonesia's export commodities is relatively low,...

This paper tries to analyze Indonesia's export opportunities to South Africa by utilizing time series data and existing information during 2002-2021. By using an exploratory descriptive approach, including the revealed comparative advantage (RCA) index to determine competitiveness and export...

This study aims to determine the effect of tourism on international trade in Indonesia. Based on quarterly time series data in the period 1995-2012 and using error correction model (ECM), the study tries to analyze the effect of tourism on international trade. The results showed several...

The development policy in Indonesia to implement the human development paradigm should be able to put people as actors and regional economic development as a vehicle for the public welfare. However, the government's policy as outlined in the budget form precisely the opposite direction to a...

Kepuasan kerja diidentikkan dengan sikap seorang karyawan terhadap pekerjaannya, dan kinerja merupakan hasil atau tingkat keberhasilan seseorang secara keseluruhan selama periode tertentu. Penelitian ini bertujuan untuk mengetahui dan menganalisis besarnya pengaruh variabel insentif dan...

Student Perception Of Educational Services In Educational Institutions El Rahma Palembang. The purpose of this study was to determine students' perceptions of the level of services provided educational institutions and find out the suitability of the services that received and services that are...