In the last decades, the financial instruments developed very quickly, the world economy becoming "a paper economy". The financial innovation transformed the financial system, offers for the financial intermediaries and investors' new opportunities, but also brings new risks. The financial...

The first part of the paper presents the past and present of the religious tourism in the world and in Romania and its implications on traveling. The second part describes the regions with religious tourism potential in Romania and the activities that could enhance and help the development of...

Once with the gradual disappearance of the monopoly of the state and the socialist economy, the Romanians were forced to reinvent advertising and marketing communications. The tests on our own have turned into a need to professionalize these fields, which are one of the most powerful engines of...