In an attempt to stay on the market in a more and more competitive environment, banks turn to classifying clients in behavioral types and consequently adapt their offer, their dialogue and negotiation techniques and also their selling tactics. The final goal is to maintain and attract a market...

Bank failure is the result of a defective management in banking leading the bank to a stage of bankruptcy, which means that the insolvent bank is going to be closed by the banking authority. In general, the banking sector is viewed as more vulnerable to contagion than other industries since...

The product profitability analysis playes a major roles in the decisions on entrepreneurship. In this paper we approach some simple techniques used in the costs forecasting, in the analysis of the products efficiency and in the assessment of the demand impact on profits.

The study relies on a complex research project, financed by the European Union, which aimed at measuring, first of all, the training and managerial consultancy needs of entrepreneurs and of those who wish to start a business in the rural environment in the North-Eastern, Central and...

The financial planning plays in the decision making on entrepreneurship, by providing an image of the efforts and rewards that the entrepreneur could expect. In this paper we approach two stages of the financial planning process: analysis of the external environment and prediction of the...

Forecasting the operating expenses is an important phase of the financial planning for the decision making on entrepreneurship. In this paper we approach some methods used in the prediction of the expenses associated to the raw materials purchase and to wages.

The rapid evolution of the COVID-19 pandemic has posed challenges for both the medical system and the economic and social systems of EU Member States and the world. This crisis has affected thousands of lives and continues to put enormous pressure on economic systems. For these reasons, it is...

This paperworks present what can e-commerce offer to small an medium enterprises, the functions of enterprises that can be extended using e-commerce. Some of the main operation are explained using adequate examples. There are presented here also the advantages of ecommerce.

Schimbarea poate fi abordata intr-o mare varietate de moduri. Nu exista o strategie eficienta in orice imprejurare; abordarea sau combinatia de abordari va reflecta propria evaluare in privinta a ceea ce se potriveste cel mai bine schimbarii particulare. In acest context descriem cateva din...

Romanian Abstract: Planificarea financiarǎ joacǎ un rol major în procesul decizional asupra antreprenoriatului, oferind o imagine a eforturilor şi remuneraţiilor la care se poate aştepta întreprinzǎtorul. În aceastǎ lucrare vom aborda douǎ dintre etapele procesului de planificare...