Romanian Abstract: Adeseori, unele decizii financiare ale familiilor, precum cele care privesc împrumuturile, consumul, economisirea sau investiţiile sunt adoptate în moduri care diferă semnificativ de ipotezele finanţelor tradiţionale. Finanţele comportamentale ale familiei încearcă...

As stated also in the title of the paper, the analysis proposed is contrary to normative microeconomics. Therefore, we do not intend to analyze the individuals, with the intent to show if they behave correctly or wrongly, economically speaking.Our intention is to follow the logic of the...

Cunoasterea cerintelor si asteptarilor consumatorilor, precum si a perceptiilor legate de serviciul furnizat sunt conditii de baza pentru prestarea unor servicii performante si de calitate. In lucrare se prezinta unele metode de cercetare a comportamentului beneficiarilor de servicii utilizate...

English Abstract: The study relies on a complex research project, financed by the European Union, which aimed at measuring, first of all, the training and managerial consultancy needs of entrepreneurs and of those who wish to start a business in the rural environment in the North-Eastern,...

The permanent adaptation of the organization to the changes from the intern and extern environment is done through the managerial activity which essentially represents an ensemble of interdependent decisions. The functionality and viability of the organizations cannot be conceived outside an...

Globalization is the integration between the countries and peoples of the world through which we realize, first, the considerable reduction in costs of transport and communications and, secondly, the artificial barriers that block the flow of goods, services, capital, knowledge, and to a smaller...

In the context of macroeconomic uncertainty and liquidity problems existing on international markets, expanding the banking system leads to amplification interferences of a broad spectrum of risks. This article delineates the recent area of researchers’ interest in the domain of credit risk...

Prezenta lucrare abordează un segment al problematicii complexe cu privire la procesul de luare a deciziilor. Odată cu dezvoltarea tehnologiilor informațioanle s-au dezvoltat și implementat sistemele suport de decizie (DSS) care au devenit din ce în ce mai performante și au fost...

This paper approaches the risk management as a decision making process in which the best solution to an exposure is found and implemented. Such a process includes five stages: identifying the risk, assessment of exposure, analysis of the alternatives to deal with the exposure, adopting the...

In the framework of the risk management process, after a risk was identified, the exposure was analyzed and the solutions were generated, a decision about the best way to treat the exposure has to be adopted. In this paper we approach some techniques to optimize such a decision. We approach also...