concentration, the industrial policy of the government, and the banks' involvement in the financing of the non-financial economy. We … see a hierarchical multi-tier banking system headed by a few core state-controlled banks. These combine commercial … influence on the banks' lending decisions and market behavior. We argue that the Chinese and Russian banking provide empirical …

The paper presents econometric analysis of the of Russian banks ratings, and the experts’ opinion based on a survey … were designed for real and virtual banks. We constructed the model ratings of the Russian banks. These models use only …

. A detailed comparative analysis of rating scales is focused on Russian banks. Database for empirical study includes 370 … banks with at least one contact rating in the period 2006–2010. Similar research has also been carried out for international … banks on the sample of 1995–2010 years. It consists of representatives of more than 80 countries. Conclusions provided for …

internal ratings (IRB Approach). The feasibility of using the obtained results may be checked by banks according to results of …

In this paper we rely on empirical data to develop a classification of state-influenced banks. An estimate of such … banks’ combined market share by July 1, 2009 is suggested. We identify 53 state-controlled banks in Russia, including state …-owned banks and state-governed banks. Public sector in the banking industry is not limited to the property of federal …

-controlled banks versus other market participants. We also show that direct stare ownership is being replaced by indirect ownership and …. Supremacy of public banks enhances their market power and enables collecting rent that boosts profitability. In terms of …