The literature that examines structural gender differences in behaviour and contributes to understand the lower rates of non-performing loans of women compared to men concerns different disciplines, such as sociology, psychology, law and economics. Although there are still critical gaps in this...

The literature that examines structural gender differences in behaviour and contributes to understand the lower rates of non-performing loans of women compared to men concerns different disciplines, such as sociology, psychology, law and economics. Although there are still critical gaps in this...

This research shows the application and performance of three models for the classification of credit applicants: discriminant analysis, logistic regression and neural networks; techniques used by financial institutions for the calculation of credit scoring. The results show a better performance...

This research shows the application and performance of three models for the classification of credit applicants: discriminant analysis, logistic regression and neural networks; techniques used by financial institutions for the calculation of credit scoring. The results show a better performance...

Facing an hypothetical, but increasingly, case of default risk on a mortgage or a fall in interest rates, an important issue raised by the borrower is the possibility of minimizing that risk by selecting the best refinancing option. In this paper, a mortgage refinancing model is presented,...

Throughout our history we have demonstrated the relationship between the decisions of energetic character, economy and the environment. For this reason is that they begin to develop and implement energetic modeling techniques as alternative tools for both the development of energy policies, and...

Facing an hypothetical, but increasingly, case of default risk on a mortgage or a fall in interest rates, an important issue raised by the borrower is the possibility of minimizing that risk by selecting the best refinancing option. In this paper, a mortgage refinancing model is presented,...