This paper calculates indicators of market structure: concentration ratio, Herfindahl index, Herfindahl-Hirschman index, inverse of the Herfindahl index and the stability indicator. These indicators are used: (1) to measure indirectly the competitiveness of the bank market, (2) to define...

This paper analyses the degree of competition among banks and savings banks during the 1992-99 period using two industrial organisation tools: the Panzar and Rosse contrast (1987) and Lerner¿s estimation of indices. Panzar and Rosse¿s contrast does not allow to reject the monopolistic...

La movilidad de usuarios y la importancia relativa de las estrategias de ventas cruzadas en el sector bancario minorista europeo han sido aspectos centrales de diferentes estudios y han estado sometidos a un escrutinio frecuente por parte de las autoridades de la competencia europeas. En este...

In the last years, the increase in the level of competition, the reduction of margins, the phenomenon of banking disintermediation, etc. have affected the bank´s income structure, increasing the importance of non-interest income. This paper examines the impact of past and current developments...

El trabajo tiene como objetivo determinar los factores que explican los niveles de ineficiencia técnica del sector bancario boliviano en el período post-liberalización financiera. Los resultados obtenidos mostraron que los factores que explicarían los niveles de ineficiencia son...

In this paper the concept of the exchange rate accelerator is proposed as a mechanism of transmission of the shocks in the constant exchange rate on the non-performing loans and the financial cycle in an economy with high financial dollarization, with which, the natural procyclicality between...

This paper analyzes the relationship between the quality of the commercial credit portfolio and diversification in the financial entities of Argentina during the period 1998-2006. To this effect, a database of the financial sector (banking and non-banking) is used, which allows to consider three...

This paper reviews alternative methodologies and models to design systems to help in the early detection of banking distress (EWS). The pro-posed methodologies are aimed to the early identification of financial distress for countries without an important recent history of banking failure. This...

English Abstract: This paper highlights the amplifier mechanism that has the evolution of exchange rate on the credit cycle in an economy with high financial dollarization, one mechanism that has been called «the exchange rate accelerator». In this scenario, the natural procyclicality between...

This document employs simulation techniques (of what kind) to attempt to replicate the market's behavior under various conditions associated with its competitive structure and the potential existence of entry barriers. The aim is to connect these simulations with theoretical and empirical...