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This article analyses the broad determinants of bank lending in Sub-Saharan Africa (SSA) using both micro-bank and macro-country level data of 264 banks across 24 SSA countries. The core finding is that the structure of banking markets influences credit delivery in SSA in an environment where...
Persistent link: https://www.econbiz.de/10011137912
This paper investigates the implications of market power and funding strategies for bank-interest margins, using a sample of 978 banks in 55 emerging and developing countries over an eight-year period, 2000-2007. We provide additional insight by examining the complex interlocking of three key...
Persistent link: https://www.econbiz.de/10010824384
This paper analyses the extent to which the level of bank competition influences monetary policy transmission. Using a large panel dataset of 978 banks from 55 countries, and employing the Lerner index model as a measure of market structure, our results show that an increase in banking sector...
Persistent link: https://www.econbiz.de/10010875044
This paper analyses the implications of bank market power and funding structure for risk and return. It employs a sample of 978 banks in 55 countries leading up to the 2008 financial crisis to test for two related hypotheses. First, competition reduces internal capital as the level of market...
Persistent link: https://www.econbiz.de/10010666208
Persistent link: https://www.econbiz.de/10010123272
Persistent link: https://www.econbiz.de/10007602108
A tension exists in the current literature as to whether or not competition contributes to banking stability. On the one side, proponents of the so called lsquo;franchise value hypothesis' argue that banks with greater market power are able to protect their franchise value because they are not...
Persistent link: https://www.econbiz.de/10012713921
This study compares the capital structures of publicly quoted firms, large unquoted firms, and small and medium enterprises (SMEs) in Ghana. Using a panel regression model, the paper also examines the determinants of capital structure decisions among the three sample groups. The results show...
Persistent link: https://www.econbiz.de/10005417445
Purpose – The purpose of this paper is to examine the risk management practices of life assurance firms and non-life insurance firms. Design/methodology/approach – Through a comparative case study methodology, the study assesses the state of risk management in both life assurance companies...
Persistent link: https://www.econbiz.de/10010815135
Persistent link: https://www.econbiz.de/10011010292