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This paper documents the importance of nonbanks in retail payments in the United States and in 15 European countries and analyses the implications of the importance and multiple roles played by nonbanks on retail payment risks. Nonbanks play multiple roles along the entire payment processing...
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This article discusses the origin and roles of merchant acquiring; the models for acquiring; and relevant developments in legislation, PCI compliance, and the Single Euro Payments Area.
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This article describes some of the means by which individuals remit funds internationally -- informal networks, money transfer operators, financial institutions and other options -- and discusses some of the factors that may influence the choice of provider.
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This article explores opportunities and risks emerging from a relatively new phenomenon: The rise of commerce, banking and payments services marketed and offered through social media.
Persistent link: https://www.econbiz.de/10010725930
The last decade has seen a surge in new methods for making person-to-person (P2P) payments. Despite the surge, studies show that U.S. consumers still prefer to make P2P payments with checks and cash. In fact, P2P payments by check are the only method of payment that is still increasing. ;...
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This article looks at the many roles nonbanks play in payments activities and the oversight questions that arise as a result.
Persistent link: https://www.econbiz.de/10005352103
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There are various costs associated with accepting alternative payment types. These costs are a serious merchant consideration.
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