The failures of the socialist model, evidenced by high unemployment, have led France to reorient itself towards more enterprise creation. These entrepreneurial ventures require financing. However, bankers do not want to assume the high risk of newly created enterprises. Moreover, small...

This paper looks at whether Morocco meets the usual criteria of a country where MFIs can succeed and what distinguishes Morocco from its North African neighbors (Algeria, Tunisia, Libya and Egypt) where a priori the culture is similar even though institutions may be different. The paper uses the...

Microequity may be the key to overcoming stress of micro entrepreneurs who are over-exposed to micro-credit. French microangels are willing to invest small amounts to help people start their own business and move out of poverty. The French microangels invest through syndication in...

En France on parle beaucoup de l'accompagnement des micro-emprunteurs sur la durée de remboursement des microcrédits qu'ils reçoivent auprès des institutions de microfinance (IMF). Souvent indissociable du processus de financement, cet accompagnement financier suppose une prise en charge de...

L'étude présente en détail le processus de décision et d'implémentation d'un système informatisé de gestion (SIG) de type Open Source dans l'institution de microfinance (IMF) Airdie - active en Languedoc-Roussillon depuis 1994. Open Source signifie code source libre, donc la liberté de...

Les micro-entrepreneurs peuvent accroître leur capacité à s'endetter en prenant en même temps des participations, respectant ainsi des ratios de prudence et réduisant le stress. La micro-prise de participation a démarré en France en 1983 sous l'impulsion d'un mouvement socialement...

Connectivity in the information age, the attendant move to co-creating experiences with consumers, transaction cost economics associated with search costs in the wake of information overload, all suggest that brand value requires not only informing and dialogue, but also enabling discussion...

Little work has been done in the conjunction of Microfinance and Religion. This paper explores the findings of the extant research. It then provides future research directions on a number of subjects within this broad area, available for researchers from a large number of fields: anthropology,...