In the paper the authors present an empiric research on banking industry in the different regions Romania. Thus the authors shoe the connections between ROE on the one hand and liquidity indexes, financial leverage leverage on the other hand. Also the authors determine the relation between ROA...

The present paper tries to cast some light on the origin of the financial and banking crisis. Firstly, it emphasizes the changes made by the central banks in order to achieve better regulation and supervision of the banking system. Secondly, it attempts to answer the questoin whether the...

Most transactions or financial commitments have implications for a bank liquidity. Transactions are particularly vulnerable to liquidity problems at a specific institution. Therefore, one can deduce the importance of the correct calculation and liquidity indicator, not only for the bank...

In this paper the authors show how performance analysis using the local government financial rates. Such developments are analyzed performance of North-West region of Romania and counties components, using indicators such as ROE, ROA, ROTA and others.

Abstract.In the paper the authors present a model of rating for the banking system. Thus we took into account the records of 11 banks in Romania, based on annual financial reports. The model classified the banks in seven categories according with notes used by Standard Poorâ€(tm)s and...

The budget is a tool multiannual financial forecasting both at micro and macro level. In this sense, regional and local government budget is a financial instrument that connects resources to use local funds in order to ensure the prosperity of the community concerned. Construction and especially...

In terms of legal, political regionalization is characterized, in comparison with regional decentralization, by giving legislative power to regional assemblies, which has extensive powers, whose content is defined and guaranteed by the Constitution or at least in a constitutional text and to...

The paper presents the difference between the two concepts regionalism and regionalization. It also presents the three types of regionalism analysis depending on the dimension and the nature of the relations: regionalism at national level, transnational regionalism and international regionalism...