Showing 1 - 10 of 13
Summary We study a microfinance program that provides compulsory health insurance to its borrowers and their spouses. We find that non-borrowing spouses are less likely to file insurance claims than those who are borrowing. Further, a man is more likely to use the health insurance acquired...
Persistent link: https://www.econbiz.de/10009146201
Persistent link: https://www.econbiz.de/10009017497
Affirmative action to promote women's employment is a intensely debated policy. Do affirmative action policies attract women and does it come at a cost of deterring high qualified men? In three field experiments in Colombia we compare characteristics of job-seekers who are told of the...
Persistent link: https://www.econbiz.de/10011263010
We test if riskier borrowers are willing to pay higher interest rates than safer borrowers are as predicted by Stiglitz and Weiss (1981). The data are from an Indian financial institution where interest rates are determined by competitive bidding. The government imposed an interest rate ceiling...
Persistent link: https://www.econbiz.de/10008852796
Affirmative action is a subject of intense debate. Supporters point to the increased representation of women and minority groups while critics contend that affirmative action can lead to inefficiencies. In this paper we present results from two field experiments that were designed to test how...
Persistent link: https://www.econbiz.de/10010696071
This paper analyzes the impact of India’s National Rural Employment Guarantee Scheme (NREGS) on poor rural households. In particular, we study the impact of the program on food security, savings, and health outcomes. We have a panel data of 1,064 households from 198 villages of Andhra Pradesh,...
Persistent link: https://www.econbiz.de/10011117364
We present results from a randomized trial of an innovative anti-poverty program in India. Instead of a safety net, the program provides “ultra-poor” households with inputs to create a new livelihood and attain economic independence. We find no statistically significant evidence of lasting...
Persistent link: https://www.econbiz.de/10011015022
The net impact of development interventions can depend on the availability of close substitutes to the intervention. We analyze a randomized trial of an innovative anti-poverty program in South India which provides “ultra-poor” households with inputs to create a new, sustainable livelihood....
Persistent link: https://www.econbiz.de/10011015025
We present results from a randomized trial of an innovative anti-poverty program in India. Instead of a safety net, the program provides “ultra-poor” households with inputs to create a new livelihood and attain economic independence. We find no statistically significant evidence of lasting...
Persistent link: https://www.econbiz.de/10011015084
This paper analyses household cash management and provides evidence that a household's access to credit is directly improved by its savings. Households that are unable to save tie loan repayment to cash flows and repay as soon as money is earned. We find that income frequency increases loan...
Persistent link: https://www.econbiz.de/10011005512