In 1996, free choice of health insurers was introduced to the German social health insurance system. One objective was to increase efficiency through competition. A crucial precondition for effective competition among health insurers is that consumers search for lower-priced health insurers. We...

Vor dem Hintergrund des sich in Deutschland vollziehenden demographischen Wandels steht das deutsche Gesundheitswesen vor großen Herausforderungen. Dies betrifft in besonderem Maße die im Rahmen der Gesetzlichen Krankenversicherung erbrachte Versorgung mit Gesundheitsleistungen. Während die...

In 2009 the German central health fund was implemented. It was the result of a political compromise. One political party intended to equalise the risk structure among 130 different health care funds, and the other wanted to intensify competition and to improve efficiency among the different...

This paper examines effects of the German social health insurance system's reference drug program (RDP) for prescription drugs on ex-factory prices. Moreover, we analyze whether manufacturers adapt prices of their products that are not subject to reference pricing as a consequence of changes in...

Recent reforms of the Swiss health care system to introduce regulated competition have raised expectations about the possible combination of more efficient services, while at same time maintaining or even increasing the level of solidarity in health care systems. In this article we examine...