In context of increased exposure of banks to the liquidity risk, bank management must monitor over the vulnerabilities which arisingand use appropriate tools in this respect.The purpose of this paper is to present a technique used in banking, to reduce liquidity risk, respectively determining...

The idea of the paper was inspired by link between the process of digital skills` acquiring and the evolving digital divide. There are referred some evaluations on the Information and Communication Technology (ICT) as related to different facets of computer and internet skills. Some methods are...