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intensive interaction between banks and firms, often described as Hausbank relationships. Links between banks and firms include … what non-bank shareholders achieve. Proxy-voting rights apparently do not provide a significant means for banks to exert … management control. Most of the recent evidence regarding small firms suggests that a Hausbank relationship can indeed be …
Persistent link: https://www.econbiz.de/10010986500
This paper studies how credit constraints develop over bank relationships. I analyze a unique dataset of matched loan … the first interaction between borrower and bank. Over loan sequences, credit constraints decease most pronouncedly in the … findings are a sign of the use of dynamic incentives at the bank side to overcome information problems when contracting …
Persistent link: https://www.econbiz.de/10011091005
This paper studies how credit constraints develop over bank relationships. I analyze a unique dataset of matched loan … the first interaction between borrower and bank. Over loan sequences, credit constraints decease most pronouncedly in the … findings are a sign of the use of dynamic incentives at the bank side to overcome information problems when contracting …
Persistent link: https://www.econbiz.de/10008564820
Online banking has developed at the same pace as the Information Society in Spain, it is fast becoming an essential channel for the distribution of financial services. Up to four different factors have eased this situation: legal and regulatory changes, recent technological developments,...
Persistent link: https://www.econbiz.de/10010754610
Using a worldwide bank sample from 2000 to 2010, this article analyzes the determinants of bank lending behavior during … the global financial crisis highlighting the role of bank capital. It reveals that the high quality of the bank funding … strategy (tier 1 bank capital and retail deposits) and prevalent government backing were crucial to continuous bank lending …
Persistent link: https://www.econbiz.de/10011191077
Prior empirical research indicates that loan growth in the banking industry is positively related to cash flow. I offer an alternative methodology that is better able to capture the effect of cash flow on loan growth while controlling for the potentially coincident effect of loan growth on cash...
Persistent link: https://www.econbiz.de/10010577996
In this study we provide empirical evidence demonstrating a relationship between the nature of the assets and the primary market spread. The model also provides predictions on how other pricing characteristics affect spread, since little is known about how and why spreads of asset-backed...
Persistent link: https://www.econbiz.de/10005622163
What is the impact of foreign bank entry on the pricing and availability of credit in developing economies? The Mexican … 2007. We construct and analyze a panel of Mexican bank financial data covering this period and find no evidence that …
Persistent link: https://www.econbiz.de/10010762708
investments. Any bank assumes risks to a certain extent when granting credits and certainly all the banks generally incur losses …
Persistent link: https://www.econbiz.de/10010632712
In most cases the ultimate goal of a bank is profit maximization. That depends on what derivatives one uses. Thus the … objective of this research is to examine the relationship between a bank’s value and characteristics of derivatives it … disclosures. Regression analysis is used to trace the impact of derivative use on bank’s value. Time effects and cross …
Persistent link: https://www.econbiz.de/10010720500