Durch Smartphones und mobile Applikationen integrieren Konsumenten zunehmend Informationssysteme in ihren Alltag. Der Beitrag deckt relevante Werthaltungen auf, die sich hinter den Motiven als Treiber von Smartphone-Nutzungsaktivitäten verbergen. Tiefeninterviews mit Konsumenten wurden auf der...

In less developed and transition economies, microlending has become an efficient instrument for providing small and micro-businesses with the necessary financial resources to launch operations. In the industrialized countries, with their highly developed banking systems, however, there has been...

In developing and transition economies, microlending has become an effective instrument for providing micro businesses with the necessary financial resources to launch operations. In industrialized countries, with their highly developed banking systems, however, there has been ongoing debate on...

While in less developed and in transition economies microlending has become an efficient instrument for providing small and micro businesses with the necessary financial means, in industrialized countries, with highly developed banking systems, the existence and size of an uncovered demand for...