Legarreta, Barrutia; María, José; Alejos, Espinosa; … - Departamento de Fundamentos del Análisis Económico … - 2012
Loan mortgage interest rates are usually the result of a bank-customer negotiation process. Credit risk, consumer cross-buying potential, bundling, financial market competition and other features affecting the bargaining power of the parties could affect price. We argue that, since mortgage loan...