whose banks were more exposed to funding shocks report lower levels of nonmortgage liabilities. This, however, only …

households whose banks were more exposed to funding shocks report lower levels of non-mortgage liabilities. This, however, does …

financial reports of global banks. We employ a two-step approach: As a first step, we investigate whether parent-bank or parent … transmission of shocks across borders. We find that the level of integration of global banks is determined by parent … transmission of exogenous shocks from parent banks to their subsidiaries: The more centralised a global bank is, the lower the …

We investigate how solvency and wholesale funding shocks to 84 OECD parent banks affect the lending of 375 foreign … parent banks tend to use their own capital and liquidity buffers first, before transmitting. Finally, we show that solvency … shocks have higher impact on large subsidiary banks with low growth opportunities in mature markets. …

The internal organization of global banks potentially plays a vital role in the transmission of shocks both within and … investigate how solvency and wholesale funding shocks to 114 OECD parent banks affect the lending of 541 domestic and foreign … foreign subsidiaries of banks that rely heavily on wholesale funding seem to be more vulnerable to wholesale shocks to their …

transaction banks. Soft information can be interpreted as a private signal about the quality of a firm that is observable to a … relationship bank, but not to a transaction bank. We show that borrowers self-select to relationship banks depending on whether … private signal from firms by relationship banks and transaction banks asymmetrically. Relationship banks invest more …

. Specifically, we show that households whose banks were more exposed to funding shocks report significantly lower levels of non …

. Specifically, we show that households whose banks were more exposed to funding shocks report significantly lower levels of non …

. First, we use microdata from the Federal Reserve Board’s Senior Loan Officer Opinion Survey to document that banks … debt and implicitly, their demand for consumption. Alternatively, banks may have been more reluctant to lend in areas with …