This paper constructs a dynamic model of health insurance to evaluate the short- and long run effects of policies that … prevent firms from conditioning wages on health conditions of their workers, and that prevent health insurance companies from … charging individuals with adverse health conditions higher insurance premia. Our study is motivated by recent US legislation …

This paper constructs a dynamic model of health insurance to evaluate the short- and long run effects of policies that … prevent firms from conditioning wages on health conditions of their workers, and that prevent health insurance companies from … charging individuals with adverse health conditions higher insurance premia. Our study is motivated by recent US legislation …

This paper constructs a dynamic model of health insurance to evaluate the short- and long run effects of policies that … prevent firms from conditioning wages on health conditions of their workers, and that prevent health insurance companies from … charging individuals with adverse health conditions higher insurance premia. Our study is motivated by recent US legislation …

This paper constructs a dynamic model of health insurance to evaluate the short- and long run effects of policies that … prevent firms from conditioning wages on health conditions of their workers, and that prevent health insurance companies from … charging individuals with adverse health conditions higher insurance premia. Our study is motivated by recent US legislation …

This study investigates the role of insurance in economic growth on a panel of forty-eight countries in Africa for the … period 2004-2014. The research question the study seeks to answer is the following: what thresholds of insurance penetration … positively affect economic growth in Africa? The empirical evidence is based on Generalized Method of Moments. Life insurance …

Purpose - This study investigates the role of ICT in modulating the effect of governance on insurance penetration in 42 … sub-Saharan African countries using data for the period 2004- 2014. Design/methodology/approach -Two insurance indicators … are used in the analysis, namely: life insurance and non-life insurance. The three ICT modulating dynamics employed …

Purpose - This study investigates the role of financial access in moderating the effect of governance on insurance … insurance indicators are used, notably: life insurance and non-life insurance. Six governance measurements are also used, namely … established from the GMM. First, financial access promotes life insurance through channels of political stability, "voice …

education on life insurance and non-life insurance consumption in 48 African countries for the period 2004-2014. Education is … established. First, from the nexuses between education, ICT and life insurance, there are positive conditional effects from the …-life insurance: (i) there is a negative net effect from the interactions between mobile phone penetration and primary education while …

This study assesses how enhancing information and communication technology (ICT) affects life insurance and non …-life insurance in a panel of forty-eight African countries with data for the period 2004-2014. The adopted ICT dynamics are: mobile … net effect on life insurance consumption while enhancing fixed broadband subscriptions also has a positive net impact of …

In this study, we examine how insurance affects income inequality in sub-Saharan Africa, using data from 42 countries … Palma ratio. Two insurance premiums are employed, namely: life insurance and non-life insurance. The empirical evidence is … based on the Generalized Method of Moments (GMM). Life insurance increases the Gini coefficient and increasing life …