, their ownership structures, and national bank regulations. We focus on conflicts between bank managers and owners over risk …, and show that bank risk taking varies positively with the comparative power of shareholders within the corporate … governance structure of each bank. Moreover, we show that the relation between bank risk and capital regulations, deposit …

responsibility; and governance in non-bank financial institutions. Only through this kind of rigorous examination can one hope to …

Recommended readings (Machine generated): Douglas W. Diamond and Philip H. Dybvig (1983), 'Bank Runs, Deposit Insurance … (1981), 'Federal Deposit Insurance, Regulatory Policy, and Optimal Bank Capital', Journal of Finance, XXXVI (1), March, 51 … (1980), 'Regulation of Bank Capital and Portfolio Risk', Journal of Finance, XXXV (5), December, 1235-44 -- Daesik Kim and …