availability of credit to small businesses. Small businesses have fewer alternatives to external finance than do large companies. A …, asset-based lending, credit scoring, and relationship lending; lending is compared with the other technologies in terms of … shocks to the economic environment in which banks and small businesses function on the availability of credit to small …

credit constraints. Recently, in the context of Asia's rapidly digitalizing economy, both incumbents and new entrants are … developing innovative means of providing SME finance. This includes the growth of fintech credit, big tech providers, and new …