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Why do borrowers pledge collateral? : New empirical evidence on the role of asymmetric information
Berger, Allen N.; Espinosa-Vega, Marco A.; Frame, W. Scott - 2007 - Rev.
An important theoretical literature motivates collateral as a mechanism that mitigates adverse selection, credit …. -- Collateral ; asymmetric information ; banks ; small business ; credit scoring …
Persistent link: https://www.econbiz.de/10003730563
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Does debtor protection really protect debtors? : evidence from the small business credit market
Berger, Allen N. (contributor);  … - 2008
Persistent link: https://www.econbiz.de/10003753475
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The surprising use of credit scoring in small business lending by community banks and the attendant effects on credit availability and risk
Berger, Allen N.; Cowan, Adrian M.; Frame, W. Scott - 2009
Persistent link: https://www.econbiz.de/10003818198