bank lending. We are using a dataset on assets and liabilities of commercial banks from five countries (France, Germany …, Italy, UK, US) in up to 50 host countries for the years 1983 through 1998 to test this hypothesis. For the European banks …

-ins for monetary union with respect to Germany. Using tests for cointegration and common features for monthly data during the …

national teams: Belgium, Brazil, England, Germany, Italy and the Netherlands. We analyze qualifying matches for the European … teams of Brazil and Italy only conceded one goal in the last minute. As to winning penalty shootouts, Germany outperforms … Cup. We find that the national teams of Germany, England and the Netherlands are more likely than the three other national …