The present study seeks to extend the depth and scope of a very useful earlier study published in 2004. Using that study as a starting point and using more recent data [for the year 2009], this study seeks to provide a broader and more in-depth perspective on the role and relative contribution...

This study finds that ID theft rates tend to be an increasing function of the unemployment rate and the proportion of the population concentrated in urban areas, and a decreasing function of the relative amount of resources devoted to laws enforcement and the percentage of individuals who claim...

In the first essay, Calomiris argues that the most desirable means by which to achieve banking system stability is to permit unlimited branch banking combined with the type of privately administered formal deposit insurance programs of antebellum Indiana, Ohio, and Iowa. In the second essay,...

Long term corporate planning and the effective pursuit of profits require, among other things, an understanding by management of the factors that influence the cost of borrowing. This study empirically identifies key factors that influence the cost of borrowing for U.S. firms, which cost is...

This empirical note finds that nonwhite migration is positively and significantly affected by welfare levels and that welfare levels in turn are positively and significantly affected by nonwhite migration. Thus, this two stage least squares analysis of 1960-1970 net interstate migration lends...

This study provides current empirical evidence on the impact of net U.S. government borrowing (budget deficits) on the nominal interest rate yield on ten-year Treasury notes. The model includes an ex ante real short-term real interest rate yield, an ex ante real long-term interest rate yield,...

This study empirically investigates the impact of AFDC (welfare) policies, per capita property taxation, and per capita local government spending on net in-migration by race to SMSAs for the period 1965-1970. The empirical results imply that black migrants on average are attracted to SMSAs with...

This study critiques a prior study of migration determinants according to race, i.e., white migration versus nonwhite migration, to central cities in the U.S. We find evidence strongly suggesting simultaneity bias. In addition, the specification in the article being evaluated is flawed because...

This empirical study seeks to identify determinants of the Presidential approval rating in the United States. Instrumental variables estimation reveals that, over the 1960-1997 study period, the Presidential approval rating was positively affected by the 1991 Gulf War (a “popular” war), a...

In this study, we examine the impact of real estate brokerage firm characteristics on real estate prices from 2008 to 2013. We focus on single-family homes and condominiums in Duval County, the largest county in the Northeast Florida real estate market. Contrary to most research findings to...