We analyze changes in lending by U.S. banks to businesses during 1994 – 2011. We find thatlending to businesses and, in … changes in business lending by banksthat did, and did not, receive TARP funds from the U.S. Treasury, and find that banks …

the post-crisis years 2012-2015. However, the number of banks also declined during both periods, making it difficult to … determine if banks have continued, or loosened, the tight-credit policies of 2009-2011. The current study analyzes bank …-business lending were significantly greater at large banks than at small banks, and at banks in worse financial condition than at banks …

In this study, we analyze why commercial banks failed during the recent financial crisis. We find that traditional … explaining the failures of banks that were closed during 2009, just as they did in the previous banking crisis of 1985 – 1992 …. Surprisingly, we do not find that residential mortgage-backed securities played a significant role in determining which banks …