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The Impact of Competition on Bank Orientation and Specialization

Degryse, Hans; Ongena, S. - Tilburg University, Center for Economic Research - 2003

How do banks react to increased interbank competition?Recent banking theory offers conflicting predictions about the … impact of competition on bank orientation í L H WKH choice of relationship based versus transactional banking í DQG EDQN … LQGXVWU\ specialization.We empirically investigate the impact of interbank competition on bank branch orientation and …

Persistent link: https://www.econbiz.de/10011090384

The Impact of Organizational Structure and Lending Technology on Banking Competition

Degryse, Hans; Laeven, L.; Ongena, S. - Tilburg University, Center for Economic Research - 2006

.We investigate theoretically and empirically how bank organization shapes banking competition.Our theoretical model illustrates how a …

Persistent link: https://www.econbiz.de/10011090754

Distance, Lending Relationships, and Competition

Degryse, Hans; Ongena, S. - Tilburg University, Center for Economic Research - 2003

A recent string of theoretical papers has highlighted the importance of geographical distance in explaining loan rates for small firms.Lenders located in the vicinity of small firms face significantly lower transportation and monitoring costs, and hence wield considerable market power, if...

Persistent link: https://www.econbiz.de/10011091782

The Impact of Competition on Bank Orientation

Degryse, Hans; Ongena, S. - Tilburg University, Center for Economic Research - 2006

How do banks react to increased competition?Recent banking theory offers conflicting predictions about the impact of … competition on bank orientation - i.e., the choice of relationship based versus transactional banking.We empirically investigate … the impact of interbank competition on bank branch orientation.We employ a unique data set containing detailed information …

Persistent link: https://www.econbiz.de/10011092217

The Impact of Organizational Structure and Lending Technology on Banking Competition

Degryse, Hans; Laeven, L.; Ongena, S. - Tilburg University, Tilburg Law and Economic Center - 2007

. We investigate theoretically and empirically how bank organization shapes banking competition. Our theoretical model … organizational structure and technology of rival banks in the vicinity influence local banking competition. …

Persistent link: https://www.econbiz.de/10011093210

The Impact of Organizational Structure and Lending Technology on Banking Competition

Degryse, Hans; Laeven, Luc; Ongena, Steven - C.E.P.R. Discussion Papers - 2007

Persistent link: https://www.econbiz.de/10005136523

The Impact of Competition on Bank Orientation and Specialization

Degryse, Hans; Ongena, Steven - C.E.P.R. Discussion Papers - 2004

How do banks react to increased competition? Recent banking theory offers conflicting predictions about the impact of … competition on bank orientation - i.e., the choice of relationship based versus transactional banking - and bank industry … specialization. We empirically investigate the impact of interbank competition on bank branch orientation and specialization. We …

Persistent link: https://www.econbiz.de/10005661597

Foreign bank entry, credit allocation and lending rates in emerging markets: Empirical evidence from Poland

Degryse, Hans; Havrylchyk, Olena; Jurzyk, Emilia; … - In: Journal of Banking & Finance 36 (2012) 11, pp. 2949-2959

Earlier studies have documented that foreign banks charge lower lending rates and interest spreads than domestic banks. We hypothesize that this may stem from the superior efficiency of foreign entrants that they decide to pass onto borrowers (“performance hypothesis”), but could also...

Persistent link: https://www.econbiz.de/10011065657

Distance, Lending Relationships and Competition

Degryse, Hans; Ongena, S. - Tilburg University, Center for Economic Research - 2002

A recent string of theoretical papers highlights the importance of geographical distance in explaining pricing and availability of loans to small firms.Lenders located in the vicinity of small firms have significantly lower monitoring and transaction costs, and hence considerable market power if...

Persistent link: https://www.econbiz.de/10011090398

Foreign Bank Entry and Credit Allocation in Emerging Markets

Degryse, Hans; Havrylchyk, O.; Jurzyk, E.; Kozak, S. - Tilburg University, Center for Economic Research - 2009

We employ a unique data set containing bank-specific information to explore how foreign bank entry determines credit … allocation in emerging markets. We investigate the impact of the mode of foreign entry (greenfield or takeover) on banks …. The impact of foreign entry on credit allocation may stem from the superior performance of foreign entrants (“performance …

Persistent link: https://www.econbiz.de/10011091073