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Using a unique dataset, which combines bank organizational variables, information on lending techniques, firms' credit … crisis period. Our main findings suggest that the variables shaping the organization of a bank in its lending activity to non …
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This paper summarizes the latest update of the World Bank Bank Regulation and Supervision Survey. The paper explores … and summarizes the evolution in bank capital regulations, capitalization of banks, market discipline, and supervisory … crisis. Bank supervision became stricter and more complex compared with the pre-global financial crisis period. However …
Persistent link: https://www.econbiz.de/10012121250
This paper finds that lending by state banks is less procyclical than lending by private banks, especially in countries with good governance. Lending by state banks in high-income countries is even countercyclical. On the liability side, state banks expand potentially unstable non-deposit...
Persistent link: https://www.econbiz.de/10011395395
This paper presents the latest update of the World Bank Bank Regulation and Supervision Survey, and explores two … on non-bank activities, (c) were less strict in the regulatory treatment of bad loans and loan losses, and (d) had weaker … schemes became more generous, and some reforms were introduced in the area of bank governance and bank resolution …
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case of free riding. As the number of lending banks grows, the chance of meeting again a bank and of being punished for …
Persistent link: https://www.econbiz.de/10011962128