Showing 1 - 10 of 10
This article examines the determinants of cyber insurance participation, the amount of coverage offered, and the … offer cyber insurance to capitalize on their competitive advantage in understanding and pricing cyber risks and to balance … their risks between investment and underwriting. We find limited evidence that insurers participate in cyber insurance to …
Persistent link: https://www.econbiz.de/10012864337
This paper demonstrates the existence of adverse selection in the group insurance market with no individual choice. We … provide evidence against the “conventional wisdom” that group insurance mitigates adverse selection because of the mixture of …
Persistent link: https://www.econbiz.de/10010409746
This paper analyzes price competition in the German motor insurance market since 1994 and looks for evidence to back up … in 1996–1999, the second in 2005–2006. In a first step, we analyze development of the German motor insurance market and … found in the marketing literature to the German motor insurance market is checked. In a third step, a comparison to …
Persistent link: https://www.econbiz.de/10005861352
This article provides an overview and comparison of risk-based capital (RBC) requirements as they currently exist in the United States, the European Union, Switzerland, and New Zealand. These four systems are representative of different ways capital standards are implemented around the globe....
Persistent link: https://www.econbiz.de/10005861358
the insurance industry, a topic of great interest in the academic literature during the last several years. In the first … step, we review 87 studies and put them into a joint evalu-ation of efficiency measurement in the field of insurance. In … technical and cost efficiency growth in international insurance markets from 2002 to 2006, with large differences across …
Persistent link: https://www.econbiz.de/10005861366
As early as the 1970s, European Union (EU) member countries implemented rulesto coordinate insurance markets and …
Persistent link: https://www.econbiz.de/10005861545
Dynamic financial analysis (DFA) models an insurance company’s cash flow inorder to forecast assets, liabilities, and … toolfor the analysis of an insurance company’s financial situation. Furthermore it is avaluable instrument for solvency … control, which is now becoming quite importantas the dynamics of the insurance market increase. The following article …
Persistent link: https://www.econbiz.de/10005861549
Viele Akteure sind an den aktuellen politischen Diskussionen (FIDLEG, Revision VVG) beteiligt, wie Konsumenten im Versicherungsbereich wirksam und effizient geschützt werden können. Die Anspruchsgruppe, die im Zentrum der Diskussionen steht, wurde bisher jedoch wenig untersucht: Wie stehen...
Persistent link: https://www.econbiz.de/10011578904
Persistent link: https://www.econbiz.de/10009156930
Persistent link: https://www.econbiz.de/10012592497