This dissertation consists of four essays on insurance economies. It aims to answer questions in the fields of … insurance transactions (Essays I and IV) as well as insurance operations and strategies (Essays II and III). These questions are … relevant both to the insurance academic community and to the insurance industry. The methodologies explored in the dissertation …

Paper I, "The Liability Regime of Insurance Pools and Its Impact on Pricing", addresses the pricing of insurance … premiums for specific forms of risk sharing in the insurance industry. The implicit diversification effect from this risk … Diversification of Risky Insurance Coverage", considers in a three-state model the optimal level of insurance coverage for a risk …

erste Beitrag, "The Determinants of Efficiency and Productivity in the Swiss Insurance Industry", untersucht die Effizienz …The thesis at hand aims at advancing the theoretical and practical understanding of efficiency in the insurance … productivity analysis in the Swiss insurance industry. The second research area encompasses the following three papers that analyze …