This dissertation consists of four essays on insurance economies. It aims to answer questions in the fields of … insurance transactions (Essays I and IV) as well as insurance operations and strategies (Essays II and III). These questions are … relevant both to the insurance academic community and to the insurance industry. The methodologies explored in the dissertation …

organizations. The survey reveals that traditional insurance activity in the life, non-life, and reinsurance sectors neither …This paper reviews the extant research on systemic risk in the insurance sector and outlines new areas of research in …

This paper demonstrates the existence of adverse selection in the group insurance market with no individual choice. We … provide evidence against the “conventional wisdom” that group insurance mitigates adverse selection because of the mixture of …

This article examines the determinants of cyber insurance participation, the amount of coverage offered, and the … offer cyber insurance to capitalize on their competitive advantage in understanding and pricing cyber risks and to balance … their risks between investment and underwriting. We find limited evidence that insurers participate in cyber insurance to …