In the health insurance marketplaces established by the Affordable Care Act (ACA), eachstate is divided into a set … number of geographic “rating areas.” The ACA mandates that aninsurer price its health insurance plan uniformly in all …

This paper constructs a dynamic model of health insurance to evaluate the short- and long run effects of policies that … prevent firms from conditioning wages on health conditions of their workers, and that prevent health insurance companies from … charging individuals with adverse health conditions higher insurance premia. Our study is motivated by recent US legislation …

This paper constructs a dynamic model of health insurance to evaluate the short- and long run effects of policies that … prevent firms from conditioning wages on health conditions of their workers, and that prevent health insurance companies from … charging individuals with adverse health conditions higher insurance premia. Our study is motivated by recent US legislation …

This paper constructs a dynamic model of health insurance to evaluate the short- and long run effects of policies that … prevent firms from conditioning wages on health conditions of their workers, and that prevent health insurance companies from … charging individuals with adverse health conditions higher insurance premia. Our study is motivated by recent US legislation …

This paper constructs a dynamic model of health insurance to evaluate the short- and long run effects of policies that … prevent firms from conditioning wages on health conditions of their workers, and that prevent health insurance companies from … charging individuals with adverse health conditions higher insurance premia. Our study is motivated by recent US legislation …

We study theoretically and empirically how consumers in an individual private longterm health insurance market with …

Health insurance in the United States for the working age population has traditionally been provided in the form of … employer-sponsored health insurance (ESHI). If employers offered ESHI to their employees, they also typically extended coverage … find that households' valuation of employer-sponsored spousal health insurance is significantly reduced under the ACA, and …

Health insurance in the United States for the working age population has traditionally been provided in the form of … employer-sponsored health insurance (ESHI). If employers offered ESHI to their employees, they also typically extended coverage … find that households' valuation of employersponsored spousal health insurance is significantly reduced under the ACA, and …

We study theoretically and empirically how consumers in an individual private long-term health insurance market with …

We study theoretically and empirically how consumers in an individual private longterm health insurance market with …