In the health insurance marketplaces established by the Affordable Care Act (ACA), eachstate is divided into a set … number of geographic “rating areas.” The ACA mandates that aninsurer price its health insurance plan uniformly in all …

We study theoretically and empirically how consumers in an individual private longterm health insurance market with …

Health insurance in the United States for the working age population has traditionally been provided in the form of … employer-sponsored health insurance (ESHI). If employers offered ESHI to their employees, they also typically extended coverage … find that households' valuation of employer-sponsored spousal health insurance is significantly reduced under the ACA, and …

Health insurance in the United States for the working age population has traditionally been provided in the form of … employer-sponsored health insurance (ESHI). If employers offered ESHI to their employees, they also typically extended coverage … find that households' valuation of employersponsored spousal health insurance is significantly reduced under the ACA, and …

We study theoretically and empirically how consumers in an individual private long-term health insurance market with …

We study theoretically and empirically how consumers in an individual private longterm health insurance market with …

information. Design/methodology/approach – Insurance companies collect a variety of information on potential policyholders to … insurance contract to a particular individual or firm) and rating (the calculation of a policyholder's premium level once a … firms will be able to purchase insurance, it is not necessary when the purchase of insurance is required by government. The …

, infinite-mean – insurance losses. Design/methodology/approach – Three specific questions are addressed in turn. First, how do … infinite-mean insurance losses arise in the real world? Second, can infinite-mean losses exist even in the presence of … insurance policy limits (caps)? Third, why are infinite-mean losses so infrequently discussed by practitioners and regulators …

the estimation of two fundamental actuarial quantities of property-liability insurance – the expected individual loss … characterizes it as a semi-uncertainty principle. This principle is likely to result in certain economic behaviors by insurance …

the estimation of two fundamental actuarial quantities of property-liability insurance – the expected individual loss … characterizes it as a semi-uncertainty principle. This principle is likely to result in certain economic behaviors by insurance …