In the wake of Web 2.0 applications, nearly every branch is influenced by this new understanding ofthe Web. The Banking industry is facing a phenomenon called Peer to Peer Banking, where customerstend to know exactly who gets their invested money. They want to know the people behind thecredit...

Recently, several platforms for arranging credit mediation between borrowers and lenders without usage of a financial intermediary have emerged. Social lending has attracted the interest of researchers who analyzed the behavior of borrowers and lenders on these platforms. The authors examine the...