This paper represents the third in a series that analyzes data from a large employer, which enhanced financial incentives to encourage participation in its workplace wellness programs. As in the two prior papers, study data came from a large manufacturer based in the Midwest, but with employees...

This paper focuses mainly on changes in health insurance coverage between 2013 and 2014, the year before and after provisions in the Patient Protection and Affordable Care Act (PPACA) took effect to increase health insurance coverage and reduce the uninsured. The analysis focuses on the...

This paper analyzes data from a large employer that enhanced financial incentives to encourage participation in its workplace wellness programs. It examines, first, the effect of financial incentives on wellness program participation, and second, it estimates the impact of wellness program...

This paper examines recent trends in self-insurance. Data come from the Medical Expenditure Panel Survey (MEPS) and are presented by establishment size among only private-sector employers. State-level data are also presented. In 2013, 37.6 percent of private-sector establishments self-insured at...

The Employee Benefit Research Institute (EBRI) developed the EBRI HSA Database to analyze the state of, and individual behavior in, Health Savings Accounts (HSAs). The HSA database contains 5.5 million accounts with total assets of $11.4 billion as of Dec. 31, 2016. This paper is the first...

This paper examines the experience of a particular large employer, and a subset of its employees, with respect to a recent increase in the number of health plans that employees could choose. In 2014, this employer offered employees a choice of four health plans -- an HSA-eligible health plan...

Managed competition and a health insurance exchange appear to be the primary proposed vehicles for expanding Americans' access to health insurance coverage. For managed competition to work, most analysts agree that a number of components will need to be included: individual mandates, risk...

This paper reviews recent trends in coverage for workers by hours worked and firm size. It examines data from the U.S. Census Bureau's most recent Current Population Survey. It examines trends in coverage for workers employed full time, 30-39 hours, and fewer than 30 hours. The Patient...