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Cross-sectional patterns of mortgage debt during the housing boom : evidence and implications

Foote, Christopher L.; Loewenstein, Lara; Willen, Paul - In: The review of economic studies : RES 88 (2021) 1, pp. 229-259

Persistent link: https://www.econbiz.de/10012434772

Technological innovation in mortgage underwriting and the growth in credit : 1985-2015

Foote, Christopher L.; Loewenstein, Lara; Willen, Paul - 2018

Persistent link: https://www.econbiz.de/10011950085

Technological innovation in mortgage underwriting and the growth in credit, 1985-2015

Foote, Christopher L.; Loewenstein, Lara; Willen, Paul - 2019 - This version: November, 2019

borrowing and lending in the future, but technology has been reshaping consumer and mortgage lending for many years. During the … 1990s, computerization allowed mortgage lenders to reduce loanprocessing times and largely replace human-based assessments … housing boom was an endogenous response to widespread expectations of higher future house prices, as average mortgage sizes …

Persistent link: https://www.econbiz.de/10012131612

Evaluating Conditions in Major Chinese Housing Markets

Wu, Jing - 2010

High and rising prices in Chinese housing markets have attracted global attention, as well as the interest of the Chinese government and its regulators. Housing markets look very risky based on the stylized facts we document. Price-to-rent ratios in Beijing and seven other large markets across...

Persistent link: https://www.econbiz.de/10013141003

Evaluating Conditions in Major Chinese Housing Markets

Deng, Yongheng - 2012

Persistent link: https://www.econbiz.de/10013115455

Housing Supply and Housing Bubbles

Glaeser, Edward L. - 2015

Like many other assets, housing prices are quite volatile relative to observable changes in fundamentals. If we are going to understand boom-bust housing cycles, we must incorporate housing supply. In this paper, we present a simple model of housing bubbles that predicts that places with more...

Persistent link: https://www.econbiz.de/10012750145