contributions boosted in many nations. Yet our research on old-age system reforms does not require raising mandatory retirement ages … or contributions. Instead, we offer ways to enhance incentives for people to work longer and delay retirement. There are … good reasons to incentivize older people to work longer and delay retirement. These include rising longevity, the shrinking …

Many nations incentivize retirement saving by letting workers defer taxes on pension contributions, imposing them when … taxing pension contributions instead of withdrawals leads to delayed retirement, somewhat lower lifetime tax payments, and …

Most retirement studies examine older married couples in which the husband is the sole earner. This paper extends the … working couples1 retirement ages and retirement incomes. Specifically, we examine two questions: (1) What are the likely … effects of changes in Social Security rules on the retirement decisions of older working women and their husbands? and (2) How …