A major function of banks in any economic system involves the mobilization of deposits which they deploy to deficit units for the growth of their profitability, the financial system and the whole economy. Asset and liability management is of special importance in this process and without which a...

Excellent management is often methodical and conservative therefore effective leadership is always required to drive entrepreneurship sustainability. Leaders play primary and accessory roles. The primary roles include the leader’s role as a visionary and planner, while the accessory roles...

Corporate governance is the framework by which the various stakeholder interests are balanced or the relationships among the management, board of directors, and others are monitored. It is argued that lack of good corporate governance in banks is responsible for excessive risk taking and...

Performance management ensures that the contributions of organizational members are directed toward growth and profitability. Although performance objectives are set at the beginning of the financial year, the achievement of such critical objectives rests on robust performance management. This...

The bank distress syndrome which first became noticeable in 1989 was a matter of serious concern in Nigeria in the 1990s. In the period the banks affected were particularly the state government and privately owned banks. By 1994 when the gross domestic product growth rate declined to about 1.3...

Bank earnings in the form of retained profit help in the capital formation of banks. This is critical because capital inadequacy is often a cause of bank failures. During the banking crisis in Nigeria the gross earnings of many banks diminished considerably due to frauds and bad management. For...

Huge nonperforming loans portfolio erodes the ability of banks to make profits. In the 1990s and beyond many Nigerian banks became weak and highly unprofitable due to excessive nonperforming loans portfolio accumulated by bank promoters and management that led to their demise. Insider dealing...

The economic growth or productivity of any country depends to a very large extent on the quality of its manpower. The Banking Sector in Nigeria today is facing acute Manpower problems characterized by poor leadership, lack of requisite skills as well as role conflicts. The Banking Sector is...

Although the typical Nigerian entrepreneurship has always been conceived at the family level success would depend on possession of basic qualities in addition to the skills and knowledge about the technical and functional aspects of owning and managing an enterprise. Entrepreneurship growth and...