citizens would benefit, for three reasons, from pension saving in a risk-free savings account. First, citizens would have a … clear picture of the accumulation of their own pension savings throughout their working life. Second, they would pay hardly … no reasons why the European Union and individual member states should not allow individual risk-free pension savings …

relatively low. Secondly, withdrawal of savings before retirement is very common. Thirdly, pension savings are often taken as … lump sums with the risk that people outlive their resources. Finally, pensions in payment are not automatically adjusted to …

citizens would benefit, for three reasons, from pension saving in a risk-free savings account. First, citizens would have a … clear picture of the accumulation of their own pension savings throughout their working life. Second, they would pay hardly … no reasons why the European Union and individual member states should not allow individual risk-free pension savings …

` reformed pension systems are providing adequate and safe pensions. Starting in 1990s, most Central and Eastern European …

persistent unemployment, especially in Europe — and a supply effect — pension benefits and the value of other savings have … the role of privately managed defined-contribution pensions. An obvious question is how these regimes are likely to affect …. Pensions can be actuarially adjusted, depending on the year at ... …

Reforming pensions is a central policy issue in developed and developing countries alike. However, it is challenging … study combines painstaking, rigorous analysis with clear, easy-to-understand presentation of empirical results. Pensions … future of pensions can all use as a reference point. International comparisons of retirement-income regimes to date have …