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measuring financial risk by using the actual interest rates charged on agricultural loans reported in the USDA's ARMS survey as …Much farm financial risk research has involved the application of "credit-scoring" models. We approach the issue of … market-based measures of the financial risk associated with individual farm operations. A simultaneous equations model …
Persistent link: https://www.econbiz.de/10009429486
Neoclassical analysis of the labor market and its institutions. A systematic development of the theory of labor supply, labor demand, and human capital. Topics discussed also include wage and employment determination, turnover, search, immigration, unemployment, equalizing differences, and...
Persistent link: https://www.econbiz.de/10009432547
banks approve riskier loans and shift investment portfolios toward riskier securities. However, this shift in risk occurs …We study the effect of government assistance on bank risk taking. Using hand-collected data on bank applications for … government investment funds, we investigate the effect of both application approvals and denials. To distinguish banks? risk …
Persistent link: https://www.econbiz.de/10009482955
The twin problems of moral hazard and adverse selection are often blamed for the lack of insurance for many fruits and vegetables. This paper develops an alternative method of testing for adverse selection that uses a two-stage approach to determine the effects of technical inefficiency on the...
Persistent link: https://www.econbiz.de/10009442641
One of the reasons for the success of Fiji Nursing and Associates Credit Union (FNACU) was through innovation in governance by making amendments to the Credit Union Act to allow for expansion of their membership to paramedics and minors. Cooperatives including credit unions have played a...
Persistent link: https://www.econbiz.de/10009437790
This paper investigates the impact of Familias en Acción, a conditional cash transfer program in Colombia, on participant credit behavior. The motivation of the research is derived from previous studies which indicate that conditional cash transfer programs have effects on households aside from...
Persistent link: https://www.econbiz.de/10009468745
time raising the highest risk. Trying to avoid the risk of non-repayment of the loans, to insure the redemption of the loan … lending process. Successful performance of credit officer and Loans Committee, volumes and quality of performance, also risk …Rendering of the loans is one of the main activities of commercial banks, giving the largest income, but at the same …
Persistent link: https://www.econbiz.de/10009478970
At this final master’s work the market of loans to Lithuanian households is analyzed. Given the methods applied to … analyze credit markets in practice, the long-term and short-term relations between loans to Lithuanian households and other … transactions. Given the rapid growth of loans to Lithuanian households in recent years, the effect of external impulses coming …
Persistent link: https://www.econbiz.de/10009479370
This exploratory issue paper begins with a statement by Joseph Stiglitz, Nobel Laureate in Economic Sciences, which outlines what a well-functioning global financial system would achieve, followed by his dry statement that the current global financial system does none of these things. The paper...
Persistent link: https://www.econbiz.de/10009482147
to banks, they make loans available to any borrower regardless of the intended use of the money as long as borrowers …
Persistent link: https://www.econbiz.de/10009447887