determinants of lending specialization (e.g. lender choice). We find that the choice of lender is not driven by credit risk, but by … information considerations and that this lending specialization has loan pricing effects. In short, banks (non-bank lenders) lend …

funding cost, risk premium to compensate for the risk of default by the borrower, a premium reflecting market power exercised … economy. The downturn in the U.S. housing market, risky lending and borrowing practices, and excessive individual and …

incremental role that social capital plays in both individual lending decisions and outcomes. I find that lenders are more likely …

Мodel of land - mortgage lending will be the main way to increase the investment attractiveness Republic of Kazakhstan. …

Lending and financial institutions have looked for a variety of ways to expand their portfolios into agriculture, but … because of the risks associated with lending to farmers who lack traditional forms of collateral, they face price and yield … financial lending institutions to limit their credit risk exposure. This article determines whether geographic diversification …