Bidding is a very competitive process in the construction industry; eachcompetitor’s business is based on winning or losing these bids. Contractors would like topredict the bids that may be submitted by their competitors. This will help contractors toobtain contracts and increase their...

This dissertation consists of three chapters on adverse-selection type insurance markets. Chapter 1 develops a model for analyzing non-exclusive insurance markets. It establishes that the "screening" considerations of models following Rothschild and Stiglitz (1976)-long applied for analysis of...