Small and medium businesses contribute to the economies of developed and developing countries. However, they face constraints that are very different from large businesses. Chief amongst these constraints is access to finance. This paper provides an integrated review of the literature on the...

Abstract The sub-optimal savings propensity in South Africa the past three decades causes concern for the ability of the country to support its economic development. An historical analysis of the development of the savings’ trends in South Africa may assist in understanding the historical...