Improved household accessibility to credit is identified as a significant determinant of intra-household re-allocation of labour resources with important implications for productivity, income, and poverty status. However, credit accessibility could also have wider impacts on poverty if it leads...

This paper uses a novel dataset collected by the first author from peri-urban areas of Ho Chi Minh City, Vietnam in 2008 to examine how the poor use their loans, and factors affecting their credit participation and credit constraints. The paper finds the presence of many commercial banks in the...

Interaction terms are often misinterpreted in the empirical economics literature by assuming that the coefficient of interest represents unconditional marginal changes. I present the correct way to estimate conditional marginal changes in a series of non-linear models including (ordered)...

We establish a `map' for describing a wide class of Limited Dependent Variables models much used in the econometric literature. The classification system, or language, is an extension of Amemiya's typology for tobit models and is intended to facilitate communication among researchers. The class...

This paper presents an estimation of the impacts of microcredit on labor and human capital following a quasi-experiment specifically designed to control for endogeneity and selection bias in the context of urban Mexico. We find important indirect trickle-down effects of credit through labor...

Excerpt: Worldwide, governments are growingly focusing on free and open source software (FOSS) as a move toward transparency and the freedom to run, copy, study, change and improve the software. The European Commission (EC) is also supporting the development of FOSS [.]. In addition to the...

International, economic and environmental contexts in this century are strongly affected by risks and uncertainties. Due to the long-term nature of forest investment, forest managers must integrate risks and uncertainties into their decisions. Our objective is to build a decision support tool to...

Analysis: Loss rates for single family homes threatened by wildfires in nine Northern California fires in the 2015-2021 time period are analyzed. 26,915 homes are included in the study. 21,504 of those homes were destroyed (79.8%). Vegetation cover is estimated for the area within 25 meters and...

If a house is exposed to a wildfire, what is the probability that it will be destroyed? How is the risk of loss affected by vegetation cover near the home (i.e., defensible space), the proximity to other homes, and wind levels? This study addresses these questions with an analysis of 36,777...

The south-central ecotone of the USA, characterized by a mix of forest, savanna, and grasslands, previously maintained by fire, is changing towards closed-canopy forest due to exclusion of fire. The management is complicated by the encroachment of species such as eastern redcedar (Juniperus...