academics as well as policy makers is credit rationing, but empirically there still remain questions on how big the actual … extent of credit rationing is and how it evolves over bank relationships. In contrast to previous studies, I employ a more … direct indicator of the actual extent of credit rationing, namely the ratio of granted to requested loan amounts, in chapter …

This research titled "Analysis of Influence of Credit and Interest Rate Increase Economic Growth in Disability Sumatera … determine the influence of credit and interest rate of economic growth in 1989-2008 of North Sumatra. This research uses … that the higher credit demand, then economic growth will increase. Meanwhile, the higher the interest rate, then economic …

Situation auf dem formellen Beteiligungsmarkt in Deutschland nach dem Ausbruch der Finanzkrise. Neben den allgemeinen …

) Auf der Mikroebene findet man in beiden Ländern eine signifikante Kreditrationierung, allerdings nur für subventionierte … Kredite, so dass auf der Makroebene nicht von einer Kreditrationierung im Sinne von Stiglitz/Weiss gesprochen werden kann. (iv … gleichzeitiger Kreditrationierung auf Mikroebene festgestellt werden. Dies korrespondiert zu den theoretischen Überlegungen von De …

Credit markets with asymmetric information often prefer credit rationing as a profit maximizing device. This paper asks … whether the presence of informal credit markets reduces the cost of credit rationing, that is, whether it can alleviate the … heterogenous agents to assess this. Using Indian credit market data our study shows that the presence of informal credit market can …

This paper examines whether the presence of informal credit markets reduces the cost of credit rationing in terms of … higher growth rate as compared to the credit rationing regime with informal sector. …

Credit-rationing model similar to Stiglitz and Weiss [1981] is combined with the information externality model of Lang … externalities. In a credit-rationing model, additional information increases lenders ability to distinguish risks, which leads to … increased supply of credit. According to Lang and Nakamura, larger supply of credit leads to additional market activities and …

framework, we show that production loans under credit rationing are not optimally extended towards firms because of issues with … adverse selection. More stringent rationing in the credit market creates a distortion in the labor market by increasing adult … demand for loans induces the high risk firms to replace adult labor by child labor. A switch of regime from credit rationing …