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FinTech and the COVID-19 Pandemic: Evidence from Electronic Payment Systems

Tut, Daniel - 2020

This paper investigates the effects of the Covid-19 pandemic on financial institutions and consumers’ adoption of FinTech in payments. We find that the pandemic: [1] Initially had a negative impact on the adoption of FinTech, but favorable short-term regulatory changes have reversed some of...

Persistent link: https://www.econbiz.de/10015216143

SME Financing – How to Bridge the Persistent Demand Supply Gap?

Mahajan, Vijay; Bhargava, Pranay - 2025

they face persistent credit gaps, particularly among unincorporated and high-growth micro-enterprises known as Hired Worker … impact of microfinance loans and the rising delinquency rates. It then proposes an alternative model of cashflow-based credit … small business operations. We estimate that such reforms could unlock ₹15 lakh crore in responsible credit and facilitate 10 …

Persistent link: https://www.econbiz.de/10015331501

FinTech and the COVID-19 Pandemic: Evidence from Electronic Payment Systems

Tut, Daniel - 2020

ArticlePDF Available FinTech and the COVID-19 Pandemic: Evidence from Electronic Payment Systems: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3660987 January 2020SSRN Electronic Journal Authors: Daniel Tut York University Download full-text PDF Read full-text Download full-text PDF Read...

Persistent link: https://www.econbiz.de/10015239318

Challenges for Systemic Risk Assessment in Low-Income Countries

Catalan, Mario; Demekas, Dimitri - 2015

Assessing and monitoring systemic risk is a challenge for policy makers and supervisors in all countries. It is particularly challenging in low-income countries (LICs), owing to a number of characteristics shared to a greater or lesser extent by most of them. This paper discusses these common...

Persistent link: https://www.econbiz.de/10015247489

Empowering Stability: Unveiling the Link between Financial Inclusion and Bank Resilience: A Comprehensive Review

Yeboah, Samuel - 2023

This systematic review examines the link between financial inclusion (FI) and bank stability (BS). FI, defined as …

Persistent link: https://www.econbiz.de/10015270177

Towards A More Resilient Financial Sector

Bespalova, Olga - 2020

the bank resolution framework. Third, it advises advancing regulatory framework reforms and coordination, and creating a …

Persistent link: https://www.econbiz.de/10015270336

"Community Voices and Financial Choices: Unravelling the Impact of Representation on Rural Cooperative Banks"

Amoako, Frimpong; Asuamah Yeboah, Samuel - 2023

The study investigates the critical role of community representation within Rural Cooperative Banks (RCBs) and its influence on key decision-making processes, specifically, pertaining to financial policies, lending practices, and resource allocation. As RCBs play a pivotal role in providing...

Persistent link: https://www.econbiz.de/10015270736

Consumer Loans in Cambodia: Implications on Banking Stability

Meng, Channarith - 2014

This paper analyzes the fast development of consumer loans including housing loans in Cambodia to check whether or not such a development posts any stability risk to banking system in Cambodia. Using stress-testing method, the paper finds that current level of consumer loans provided by banks...

Persistent link: https://www.econbiz.de/10015241352

Reforms in Institutional Finance for Inclusive Growth

Swamy, Vighneswara - 2014

This paper analyses the need, significance and the advantages of ‘reforms in institutional finance for inclusive growth’ in the context of Indian economy and offers some practicable suggestions from the functional perspective. India’s Rural Financial Architecture (RFA) is subject to...

Persistent link: https://www.econbiz.de/10015244019

The binding constraint on growth in less developed Western Balkan countries

Gabrisch, Hubert - 2014

. The results of the analysis indicate that the binding constraint on credit and investment growth in the region is the high …

Persistent link: https://www.econbiz.de/10015245069