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Information Technology and the Rise of Household Bankruptcy
N. Narajabad, Borghan - 2010
Several studies attributed the rise of household bankruptcy in the past two decades to the decline of social stigma associated with default. Stigma explanations, however, cannot account for the increase of credit availability during this period. I try to explain both of these facts as a result...
Persistent link: https://www.econbiz.de/10015220667
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The impact of insolvency laws on venture capital
Bhatia, Jai - 2009
explores the effects of corporate and personal insolvency laws on financially distressed VC funded firms. It also compares the …. In the light of corporate insolvency, the research concludes that entrepreneurial firms are often ‘wound up’ rather than … insolvency laws on small businesses. On the contrary, it has been observed that the severity of the personal insolvency law does …
Persistent link: https://www.econbiz.de/10015220824
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The significance of socioeconomic factors on personal loan decision a study of consumer banking local private banks in Pakistan
Azam, Rehan; Muhammad, Danish; Syed Akbar, Suleman - 2012
This paper explores the influences of the approved results of loans cases, the loan applicants’ socioeconomic attributes in the decision of perusal loan. The results can improve the credit quality and avoid the misjudgment of screening personal loan customers and also establish a better...
Persistent link: https://www.econbiz.de/10015234430
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Credit, Default, and Optimal Health Insurance
Jang, Youngsoo - 2019
How do defaults and bankruptcies affect optimal health insurance policy? I answer this question using a life-cycle model of health investment with the option to default on emergency room (ER) bills and financial debts. I calibrate the model for the U.S. economy and compare the optimal health...
Persistent link: https://www.econbiz.de/10015264805
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Credit, Default, and Optimal Health Insurance
Jang, Youngsoo - 2019
How do defaults and bankruptcies affect optimal health insurance policy? I answer this question using a life-cycle model of health investment with the option to default on emergency room (ER) bills and financial debts. I calibrate the model for the U.S. economy and compare the optimal health...
Persistent link: https://www.econbiz.de/10015264824
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Credit, Default, and Optimal Health Insurance
Jang, Youngsoo - 2019
How do defaults and bankruptcies affect optimal health insurance policy? I answer this question using a life-cycle model of health investment with the option to default on emergency room (ER) bills and financial debts. I calibrate the model for the U.S. economy and compare the optimal health...
Persistent link: https://www.econbiz.de/10015264843
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Credit, Default, and Optimal Health Insurance
Jang, Youngsoo - 2019
How do defaults and bankruptcies affect optimal health insurance policy? I answer this question using a life-cycle model of health investment with the option to default on emergency room (ER) bills and financial debts. I calibrate the model for the U.S. economy and compare the optimal health...
Persistent link: https://www.econbiz.de/10015264973
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Credit, Default, and Optimal Health Insurance
Jang, Youngsoo - 2020
How do defaults and bankruptcies affect optimal health insurance policy? I answer this question, using a life-cycle model of health investment with an option to default on emergency room (ER) bills and financial debts. I calibrate the model to the U.S. economy and compare the optimal health...
Persistent link: https://www.econbiz.de/10015266653
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Credit, Default, and Optimal Health Insurance
Jang, Youngsoo - 2020
How do credit and default affect optimal health insurance? I answer this question, using a lifecycle model of health investment with a strategic default option on emergency room (ER) bills and financial debts. I calibrate the model to the U.S. economy and compare the optimal policy for Medicaid...
Persistent link: https://www.econbiz.de/10015268977
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CREDIT, DEFAULT, AND OPTIMAL HEALTH INSURANCE
Jang, Youngsoo - 2022
How do credit and default affect optimal health insurance? I answer this question, using a lifecycle model of health investment with a strategic default option on emergency room (ER) bills and financial debts. I calibrate the model to the U.S. economy and compare the optimal policy for Medicaid...
Persistent link: https://www.econbiz.de/10015268978