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This paper investigates the effects of the Covid-19 pandemic on financial institutions and consumers’ adoption of FinTech in payments. We find that the pandemic: [1] Initially had a negative impact on the adoption of FinTech, but favorable short-term regulatory changes have reversed some of...
Persistent link: https://www.econbiz.de/10015216143
ArticlePDF Available FinTech and the COVID-19 Pandemic: Evidence from Electronic Payment Systems: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3660987 January 2020SSRN Electronic Journal Authors: Daniel Tut York University Download full-text PDF Read full-text Download full-text PDF Read...
Persistent link: https://www.econbiz.de/10015239318
This paper analyses the effects of concentration on profitability in the US banking sector from 1994-2005, using bank …-interest revenue, and reduce both interest and non-interest costs. Furthermore, concentration appears to depress bank deposit interest … rates and raise both lending rates and the interest rate spread. This suggests that bank concentration might have negative …
Persistent link: https://www.econbiz.de/10015215865
. Their investments' possibilities in risky assets have always been restricted in order to protect the bank's creditors …
Persistent link: https://www.econbiz.de/10015225536
hypotheses using bank-level data from 35 developed countries and 113 developing countries over the period 2000-2006 and using a … random-effects model that controls for bank heterogeneity. We find that bankers allocate a significantly larger portion of …
Persistent link: https://www.econbiz.de/10015225830
to the private sector when they enjoy superior legal protection. We test this hypothesis using bank-level data over the … period 2000-2006 from 102 emerging-market countries and a random-effects model that controls for bank heterogeneity. We find … more bank credit, which, in turn, should lead to higher economic growth. However, these findings contradict the predictions …
Persistent link: https://www.econbiz.de/10015257188
to the private sector when they enjoy superior legal protection. We test this hypothesis using bank-level data from 45 … emerging-market countries and a random-effects model that controls for bank heterogeneity. We find that lenders allocate a … their operations. These support our hypothesis that superior legal protection leads to more bank credit, which, in turn …
Persistent link: https://www.econbiz.de/10015237185
This systematic review examines the link between financial inclusion (FI) and bank stability (BS). FI, defined as …
Persistent link: https://www.econbiz.de/10015270177
the bank resolution framework. Third, it advises advancing regulatory framework reforms and coordination, and creating a …
Persistent link: https://www.econbiz.de/10015270336
The study investigates the critical role of community representation within Rural Cooperative Banks (RCBs) and its influence on key decision-making processes, specifically, pertaining to financial policies, lending practices, and resource allocation. As RCBs play a pivotal role in providing...
Persistent link: https://www.econbiz.de/10015270736